Health insurance is not a subject that many people enjoy discussing and reading about because it is often a frustrating, confusing, and complicated topic. However, health insurance is necessary for everyone at all stages of life.
I want to focus on Medicare and what people need to consider when making a decision about the appropriate health care and wellness choices for themselves or a loved one.
Corresponding Medicare.gov, Medicare can be explained as health insurance for people over 65. You can register for the first time three months before your 65th birthday. However, it is also available to people with a disability, end-stage kidney disease, or ALS.
Medicare consists of three main components: Part A (hospital insurance), Part B (health insurance), and Part D (prescription drug coverage). Unfortunately, many often approach this important decision in uniform and misled by disinformation. I’m passionate about putting the right information in the hands of those who need it. It is of utmost importance to be aware of the resources available and to be fully prepared to make an appropriate choice for your healthcare or that of a loved one.
There seems to be a mountain of information people are bombarded with as they contemplate this decision; and unfortunately the majority presented in relation to Medicare is wrong for the prospective customer. It is shocking to know how many scams are out there about Medicare, and it is appalling how many people are negatively impacted by these misleading acts. Fortunately, there are several legitimate agents who are well trained and equipped to provide valuable information about Medicare insurance choices.
Additionally, according to Curtis-Gillespie, you should see several insurance carriers in their offices, along with readily available information such as brochures and handouts. She said don’t hesitate to ask agents for references or scour websites for reviews from past and current clients. And here is a list of questions to ask the agent interviewing you:
• If you are a broker, which insurance carriers do you work for?
• What type of plans do they offer?
• Where do they get their education?
• Who owns the company?
These questions are helpful in making decisions as you traverse the often tangled web of Medicare insurance.
I don’t want you to feel overwhelmed or worried about making a choice on Medicare. Rather, feel empowered because you are well informed and ready to make a quality decision for yourself or a loved one.
There are other agencies
For example, Sibley Insures is a married couple based in
It’s your turn